Posted by on Feb 11, 2019 in Articles & Advice, Blog, Featured |

Image Credit: Alex Nabaum

By Jason Zweig | Feb. 10, 2019 10:10 p.m. ET


If we could reinvent retirement-saving plans from scratch, how would they differ from the rigid and often paltry 401(k)s that workers have today?

In all sorts of ways.

The reimagined plan, for one thing, would blend the stable income for life of old-fashioned defined-benefit pension plans with the favorable tax treatment of the contemporary 401(k). But unlike those plans, this one would follow participants wherever they work and be universally available, while accommodating the needs of different kinds of savers and protecting participants from their own worst impulses....



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For further reading:


Benjamin Graham, The Intelligent Investor

Jason Zweig, The Devil’s Financial Dictionary

Jason Zweig, Your Money and Your Brain

Jason Zweig, The Little Book of Safe Money

Articles and other research:


Your 401(k) Is Not Safe at Home

Piling Up Losses in a ‘Self-Directed’ 401(k) Account

‘22’ and You: Assuring Your Own Retirement

Who’s Training Your Retirement Navigator?